Third Party Collection Services

  • Primary bad debt collection programs
  • Secondary bad debt collection programs
  • Skip tracing programs
  • Return mail programs

Credit Bureau Reporting
We can report delinquent accounts to one or more of the three national credit bureaus (TransUnion, Experian and Equifax) with your approval.

Insurance Billing
FirstCredit Incorporated (FCI) can handle insurance billing and follow-up procedures for all insurance carriers, including Commercial, Managed Care and Governmental. 

Skip Tracing

Skip tracing plays a vital role in our collection programs. Skip tracing specialists are trained to pursue account holder discovery in a systematic and analytical manner. Our advanced information tools include computerized databases, credit bureau databases and public records.

Account Litigation

FCI has well-established relationships with attorneys in all 50 states.  All of our attorneys are experts in medical collection.

Client Management Reporting

Our objective is to provide accurate, timely status information regarding your accounts. FCI’s comprehensive reporting enables clients to monitor the progress of recovery and update records continually. Further, hospital clients have a dedicated FCI Client Support Representative available to them during normal business hours for handling the day-to-day operations.

On-line Bill Pay

FCI has maintained a long history of being ahead of the industry with our technology. In 2004 we established our payment website:

The site allows patients to pay their account on the web 24 hours a day.  The website currently accepts Visa, MasterCard, or Electronic Check(ACH)